Credit Card Generator

Generate Realistic Credit Card Numbers: Create authentic-looking credit card numbers for testing payment processing systems, evaluating security protocols, and assessing data handling capabilities.

About Credit Card Generator

Credit cards play a crucial role in this digital era, where online transactions are a part of our daily lives. They enable us to make purchases, pay bills, and even access subscription services.

However, you might need dummy card numbers for testing purposes to avoid risking your original cards. This is where a credit card generator comes into play. You will know more about this tool on this page.

What is a Credit Card Generator?

A credit card generator is a web-based tool designed to create fake or imaginary credit card numbers that work like real ones for all your testing needs.

Our credit card generator uses Luhn algorithms to produce numbers that match the exact structure and format of an authentic credit card issued by banks and financial institutions.

Feature and Benefits

A credit card generator offers the following benefits and features:

  • Get numbers and names that appear valid: The tool will create all the numbers you see in real cards. These include the Issuer Identification Number (IIN), the 16-digit numbers, and so on.

    It will also generate a random name for the cardholder, ensuring there's no glaring difference between the original and generated cards.
  • Expiration date: Our tool uses an effective algorithm to provide expiration dates (month and year) for your newly generated virtual card.

    CVV code: CVV (Card Verification Value) is the three-digit code on the back of your credit card. The tool will automatically generate a CVV code you can easily remember and use for any legal purposes.
  • Multiple credit cards supported: There’s no restriction to the kind of credit card you can generate with this tool; as it supports different types of credit cards, including MasterCard, VISA, American Express (AMEX), JCB, and Discover.
  • Testing e-commerce websites: Use this credit card generator to test the functionality of your websites without using your actual card details. Create a dummy card in less than a minute, use it for your e-commerce store, and observe the website's reaction to the card.

    This will let you know if your store is ready for online transactions.
  • Use for learning and security purposes: Generate a credit card to teach your students for better understanding. With the card, you can easily show them what CVC is all about, the meaning of the 16 digits on the card, and the credit card's structure.

    Similarly, security experts can use this tool to identify vulnerabilities in payment systems and online platforms. That way, you will know how to fortify your company's resistance against hackers and fraudsters seeking loopholes to explore.
  • It is safe, simple, and accurate: Our tool produces real numbers for Visa, Mastercard, and other networks. You might get a 16-digit or 15-digit number on your dummy card based on your preferred type.

    Its friendly interface guarantees seamless usability and an impressive user experience. Likewise, our credit card generator is safe to use; no need to worry about data theft or breach of privacy.
  • Free and high compatibility: Enjoy unlimited dummy card numbers for extensive testing. Use it whenever you want without worrying about subscription costs or paying per generated number.

    Its high compatibility also means you can use our tool on any device, including smartphone, desktop, laptop, Mac, tablet, and iPad.

How to use the Credit Card Generator?

Using this seotoolsaudit credit card generator is simple. Just follow these easy steps:

  1. Visit our credit card generator page here.
  2. Select the card type you want to create.
  3. Click the "Generate" button to continue.
  4. You will get your preferred dummy credit card in two seconds or less.


Stop taking risks with real credit card data. Use our credit card generator to test your website's checkout and payment systems. The tool also lets you safely test payment systems, improve learning, and accelerate e-commerce website development. Try it and generate a dummy credit card instantly.

Disclaimer: Even though some people use credit card generators for illegal activities like fraud, identity theft, and financial crimes, we strongly warn against the use of our tool for such activities; hence we will never be an accomplice or be held responsible for any illicit use.

Frequently Asked Questions

Are credit card generator tools legal?

Yes, our credit card generator is 100% legal when used correctly for testing activities.

Can you get in trouble for using a credit card generator?

You can't get in trouble for using it the right way. However, you will be prosecuted if you use them for fraudulent activities.

What are the legitimate ways to use a credit card generator tool?

You can use a credit card generator for legitimate purposes, such as testing payment flow online marketplaces, checking for security vulnerabilities, education or training, and other non-malicious activities. Meanwhile, comply with your country's relevant laws and regulations to avoid legal sanctions.

Can I use the credit card I generate with this tool for real transactions?

You can't use the generated cards for actual purchases since banks and financial institutions do not authorize them. Using them for actual transactions is an illegal and punishable offense. Nonetheless, they work for testing checkout forms.

Can I use fake credit cards for free trials?

No, you need an original bank-issued credit card to register for free trials. The generated numbers won't work for this purpose, and you might be charged for trying to defraud the service providers.

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